How RBI Repo Rate Changes Influence Your Home Loan EMIs When managing a home loan, your EMI (Equated Monthly Installment) plays a critical role in your monthly budget. Several factors influence your EMI amount, and one of the most significant is the RBI (Reserve Bank of India) Repo Rate. As the rate at which the […]

RBI Slashes Repo Rate to 5.5% in Boldest Move Since- Loan Costs Set to Fall In a landmark decision, the Reserve Bank of India (RBI) has slashed the repo rate by 50 basis points, reducing it to 5.5%—its sharpest cut since March 2020, when emergency measures were implemented during the pandemic. This move marks the […]

RBI Likely to Cut Repo Rate in June 2025: What Borrowers Should Know The Reserve Bank of India is anticipated to reduce repo rate by 25 basis points during its upcoming MPC meeting on June 6, 2025. This would be the third Rate cut in 2025, signaling the central bank’s intent to support economic expansion […]

Digital Revolution in Real Estate: Govt Proposes Online Property Registration and Mandatory E-Documentation India takes a bold step toward real estate digitization. The Central Government has unveiled a groundbreaking proposal to digitize the country’s property registration process through a new Registration (Amendment) Bill, aiming to replace a 117-year-registration Act of 1908. This transformative initiative could […]

How to Choose the Right Mortgage for Your Needs: A Step-by-Step Guide Determining the right mortgage is a pivotal part of the home-buying process—one that can shape your financial future for years. With a wide range of the loan types, interest rates, and terms available, the choices can feel daunting. However, identifying a mortgage that […]

SBI FD Rate Cut May 2025: How Lower Fixed Deposit Rates Affect Your Savings, Loans, and EMI Planning On May 16, 2025, the State Bank of India (SBI) implemented a 20 basis point (bps) cut in fixed deposit (FD) interest rates across multiple tenures. This marks the second FD rate cut in the current financial […]

Gold Loans: India’s Fastest-Growing Credit Segment Indians are increasingly pledging gold, with outstanding bank loans against the metal more than doubling in the year leading to March 2025. According to RBI data, loans jumped 103% from just over Rs 1 lakh crore to nearly Rs 2.1 lakh crore. This surge has made gold loans the […]

Gold Rush 2025: With Gold Crossing ₹1 Lakh/10gms Gold has long been the most treasured metal in India. It is woven deeply into tradition and especially adored by women for its cultural and sentimental worth. India is witnessing a historic moment. On Tuesday, the price of gold crossed ₹1,00,000 per 10 grams for the first […]

RBI’s Repo Rate down by 25 bps to 6%: What It Means for Your Loan EMIs The Reserve Bank of India (RBI) has revised the repo rate downward, cutting it by 25 basis points to 6% as of April 9, 2025. This marks the second reduction in the current year, following the earlier cut in […]

Trump’s Tariff Announcement Will Impact India’s Jewelry Exports to the U.S. Recently, the Trump administration’s decision to increase tariffs on Indian goods could have a considerable impact, especially on the jewellery sector, one of India’s largest export industries. Some challenges have hit the jewellery trade between India and the United States. In this blog, we’ll […]