How to Choose the Right Mortgage for Your Needs: A Step-by-Step Guide Determining the right mortgage is a pivotal part of the home-buying process—one that can shape your financial future for years. With a wide range of the loan types, interest rates, and terms available, the choices can feel daunting. However, identifying a mortgage that […]

SBI FD Rate Cut May 2025: How Lower Fixed Deposit Rates Affect Your Savings, Loans, and EMI Planning On May 16, 2025, the State Bank of India (SBI) implemented a 20 basis point (bps) cut in fixed deposit (FD) interest rates across multiple tenures. This marks the second FD rate cut in the current financial […]

Gold Loans: India’s Fastest-Growing Credit Segment Indians are increasingly pledging gold, with outstanding bank loans against the metal more than doubling in the year leading to March 2025. According to RBI data, loans jumped 103% from just over Rs 1 lakh crore to nearly Rs 2.1 lakh crore. This surge has made gold loans the […]

Gold Rush 2025: With Gold Crossing ₹1 Lakh/10gms Gold has long been the most treasured metal in India. It is woven deeply into tradition and especially adored by women for its cultural and sentimental worth. India is witnessing a historic moment. On Tuesday, the price of gold crossed ₹1,00,000 per 10 grams for the first […]

RBI’s Repo Rate down by 25 bps to 6%: What It Means for Your Loan EMIs The Reserve Bank of India (RBI) has revised the repo rate downward, cutting it by 25 basis points to 6% as of April 9, 2025. This marks the second reduction in the current year, following the earlier cut in […]

Trump’s Tariff Announcement Will Impact India’s Jewelry Exports to the U.S. Recently, the Trump administration’s decision to increase tariffs on Indian goods could have a considerable impact, especially on the jewellery sector, one of India’s largest export industries. Some challenges have hit the jewellery trade between India and the United States. In this blog, we’ll […]

RBI holds the repo rate of 6.5% for the 10th consecutive time RBI holds the repo rate of 6.5% for the 10th consecutive time The Reserve Bank of India (RBI) has hold the repo rate at 6.5% for the tenth time in a row. This move is making waves and rightly so as it can […]

July clutches 14% growth in Personal loans directed by Credit cards & Gold loan   Personal loans with an increase of 14.4% in July at Rs 55.3 lakh crore as compared to the previous month, personal loans in India have been progressing at a fast speed. The main causes of credit card dues and loans […]