Silver as Collateral for Loans: What India’s 2026 Lending Reform Means for Borrowers India is preparing for a major shift in secured lending. From April 2026, the Reserve Bank of India (RBI) will allow people to pledge silver as collateral for loans. Until now, gold has been the only widely accepted metal for quick secured […]

RBI Keeps Repo Rate Unchanged: What It Means for Borrowers and Home Loan Seekers in 2025 Understanding the RBI’s Latest Move The Reserve Bank of India (RBI) recently announced that it will keep the repo rate unchanged at 5.5%, maintaining a balanced stance as India’s economy shows signs of stability. This decision, announced on October […]

Gold Prices in India 2025 – Trends and Investment Insights Gold in India isn’t just a commodity–it’s an investment, a tradition, and a form of financial security. As we move deeper into 2025, gold prices in India have surged to record highs, sparking concern for buyers but also creating opportunities for investors. Understanding what’s driving […]

NHB Tightens Rules on High-Value Home Loans: What Borrowers Need to Know The National Housing Bank (NHB) has flagged concerns over housing finance companies (HFCs) that breached the loan-to-value (LTV) rules on high-value home loans. Regulators noticed that some lenders sanctioned loans above ₹75 lakh with LTVs as high as 90%, even though the regulatory […]

Trump’s Tariffs and Rupee Slide: What It Means for Your Loans and Investments Rupee Under Pressure Amid Tariff Escalation The Indian rupee has been struggling in August, weighed down by trade tensions. On August 14, 2025, the currency closed at ₹87.55/USD, after briefly touching ₹87.8850 in intraday trade. The Reserve Bank of India (RBI) has […]

RBI Keeps Repo Rate Steady at 5.50%: Stability Over Aggressive Cuts Ahead of Festive Season From inflation trends to tariff concerns, here’s why the RBI pressed pause on rate changes – and what this means for your EMIs in the coming months. The Reserve Bank of India’s (RBI) Monetary Policy Committee (MPC) has chosen to […]

📈 Gold ETFs Surge 613% in June 2025: What Indian Investors Need to Know Gold ETFs are having their moment in the spotlight. In June 2025, investor inflows into Gold ETFs jumped by an incredible 613%, reaching ₹2,080 crore—the second-highest monthly total in the segment’s history. This isn’t just a headline—it’s a sign that Indian […]

Academic Migration for Indian Students: How the Global Shift Affects Education Loan Planning Academic migration for Indian students is evolving rapidly, with new global education destinations rising in popularity. While the United States has traditionally been the top choice for overseas education, recent data indicates a growing trend toward countries like Ireland, Germany, the UAE, […]

How Wars Influence Gold Prices: Why Gold Remains a Safe Haven Asset In uncertain times, investors seek out stable assets to safeguard their wealth. One asset that consistently stands out during geopolitical turmoil is gold. From conflicts in regions like Ukraine and the Middle East to rising global tensions, gold continues to draw attention for […]

How RBI Repo Rate Changes Influence Your Home Loan EMIs When managing a home loan, your EMI (Equated Monthly Installment) plays a critical role in your monthly budget. Several factors influence your EMI amount, and one of the most significant is the RBI (Reserve Bank of India) Repo Rate. As the rate at which the […]