Gold Loans: India’s Fastest-Growing Credit Segment Indians are increasingly pledging gold, with outstanding bank loans against the metal more than doubling in the year leading to March 2025. According to RBI data, loans jumped 103% from just over Rs 1 lakh crore to nearly Rs 2.1 lakh crore. This surge has made gold loans the […]

RBI’s Repo Rate down by 25 bps to 6%: What It Means for Your Loan EMIs The Reserve Bank of India (RBI) has revised the repo rate downward, cutting it by 25 basis points to 6% as of April 9, 2025. This marks the second reduction in the current year, following the earlier cut in […]

RBI’s Repo Rate down by 25 bps to 6%: What It Means for Your Loan EMIs The Reserve Bank of India (RBI) has revised the repo rate downward, cutting it by 25 basis points to 6% as of April 9, 2025. This marks the second reduction in the current year, following the earlier cut in […]

Recently, the Trump administration’s decision to increase tariffs on Indian goods could have a considerable impact, especially on the jewellery sector, one of India’s largest export industries. Some challenges have hit the jewellery trade between India and the United States. In this blog, we’ll break down what this means for India’s jewellery exports to the […]

RBI holds the repo rate of 6.5% for the 10th consecutive time The Reserve Bank of India (RBI) has hold the repo rate at 6.5% for the tenth time in a row. This move is making waves and rightly so as it can imply a more favorable environment for the borrowers in the coming months. […]

Personal loans with an increase of 14.4% in July at Rs 55.3 lakh crore as compared to the previous month, personal loans in India have been progressing at a fast speed. The main causes of credit card dues and loans against gold jewelry which have been two segments that have grown enormously in the recent […]