NHB Tightens Rules on High-Value Home Loans: What Borrowers Need to Know The National Housing Bank (NHB) has flagged concerns over housing finance companies (HFCs) that breached the loan-to-value (LTV) rules on high-value home loans. Regulators noticed that some lenders sanctioned loans above ₹75 lakh with LTVs as high as 90%, even though the regulatory […]

Trump’s Tariffs and Rupee Slide: What It Means for Your Loans and Investments Rupee Under Pressure Amid Tariff Escalation The Indian rupee has been struggling in August, weighed down by trade tensions. On August 14, 2025, the currency closed at ₹87.55/USD, after briefly touching ₹87.8850 in intraday trade. The Reserve Bank of India (RBI) has […]

RBI Keeps Repo Rate Steady at 5.50%: Stability Over Aggressive Cuts Ahead of Festive Season From inflation trends to tariff concerns, here’s why the RBI pressed pause on rate changes – and what this means for your EMIs in the coming months. The Reserve Bank of India’s (RBI) Monetary Policy Committee (MPC) has chosen to […]

📈 Gold ETFs Surge 613% in June 2025: What Indian Investors Need to Know Gold ETFs are having their moment in the spotlight. In June 2025, investor inflows into Gold ETFs jumped by an incredible 613%, reaching ₹2,080 crore—the second-highest monthly total in the segment’s history. This isn’t just a headline—it’s a sign that Indian […]

Academic Migration for Indian Students: How the Global Shift Affects Education Loan Planning Academic migration for Indian students is evolving rapidly, with new global education destinations rising in popularity. While the United States has traditionally been the top choice for overseas education, recent data indicates a growing trend toward countries like Ireland, Germany, the UAE, […]

How Wars Influence Gold Prices: Why Gold Remains a Safe Haven Asset In uncertain times, investors seek out stable assets to safeguard their wealth. One asset that consistently stands out during geopolitical turmoil is gold. From conflicts in regions like Ukraine and the Middle East to rising global tensions, gold continues to draw attention for […]

How RBI Repo Rate Changes Influence Your Home Loan EMIs When managing a home loan, your EMI (Equated Monthly Installment) plays a critical role in your monthly budget. Several factors influence your EMI amount, and one of the most significant is the RBI (Reserve Bank of India) Repo Rate. As the rate at which the […]

RBI Slashes Repo Rate to 5.5% in Boldest Move Since- Loan Costs Set to Fall In a landmark decision, the Reserve Bank of India (RBI) has slashed the repo rate by 50 basis points, reducing it to 5.5%—its sharpest cut since March 2020, when emergency measures were implemented during the pandemic. This move marks the […]

RBI Likely to Cut Repo Rate in June 2025: What Borrowers Should Know The Reserve Bank of India is anticipated to reduce repo rate by 25 basis points during its upcoming MPC meeting on June 6, 2025. This would be the third Rate cut in 2025, signaling the central bank’s intent to support economic expansion […]

Digital Revolution in Real Estate: Govt Proposes Online Property Registration and Mandatory E-Documentation India takes a bold step toward real estate digitization. The Central Government has unveiled a groundbreaking proposal to digitize the country’s property registration process through a new Registration (Amendment) Bill, aiming to replace a 117-year-registration Act of 1908. This transformative initiative could […]